MANICA MARIN · ICONIC COLLECTION

BUYER’S GUIDE · YACHTHOUSE

How to buy an apartment at Yachthouse: a complete due-diligence guide

A practical, legal and documentary guide to buying in the completed development’s resale market, from unit selection and inspection through title registration and closing costs.

By Mauricio Manica Marin, real estate broker working on the north coast of SC since 2010 and founder of MMI Manica Marin Imóveis (CRECI-SC 7813J) · Originally published on January 16, 2025 · Updated with factual review in October 2026 · 16 min read

⚡ Practical Summary: How to Buy at Yachthouse Today?

With the project 100% ready, delivered and with occupancy permit approved, the purchase of an apartment in Yachthouse occurs exclusively on the secondary market (resale between individuals). The structured process is divided into 5 practical pillars:

  • What exists: Standard units of 257 m² private (4 suites, 3 to 4 spaces) with values observed in the MMI portfolio between R$11.5 million and R$17 million, in addition to special penthouses of up to ~1,000 m².
  • Due Diligence: Registry audit of individual registration in the 1st Property Registration Office of Balneário Camboriú, condominium CND with signature of the manager and complete civil/tax/labor certificates of the seller.
  • Physical Inspection: Technical inspection of the finished unit (acoustic sealing and watertightness of frames at high altitude, automation, VRF air conditioning and hydrosanitary).
  • Closing Costs: In Balneário Camboriú, the mandatory transfer costs are in the estimated range of 3.1% to 3.3% of the value of the property (ITBI of 3% on the calculated basis + notary and registration fees parameterized by the TJSC and FRJ tables).
  • Transfer of Ownership: Pursuant to Article 1,245 of the Civil Code, the buyer formally becomes the owner only with the registration of the translative title (Public Deed or Financing Agreement) in the real estate registration.

1. How much does it cost and what is there to buy at Yachthouse

[SECONDARY MARKET 2026]

The Yachthouse by Pininfarina is made up of two twin towers with 81 floors and an official height of 294.1 meters. With the work 100% completed and the installation of the spiers approved in 2024, there are no longer residential units for sale by the construction company in off-plan condition. All inventory available for purchase is traded on the secondary market.

The Standard Floor Plan of 257 m² Private

Unlike traditional developments that spread out square footage, Yachthouse adopts a standardized floor architecture: there are only 2 apartments per floor in each tower, both with exactly the same base configuration:

  • Private Area: 257 m² to 265 m² of internal private area.
  • Internal Distribution: 4 independent suites (one master with space for a bathtub and closet), large integrated living room with panoramic curved view, gourmet kitchen, toilet, laundry area with bathroom and separate service access.
  • Parking spaces: Each apartment is entitled to 3 or 4 private parking spaces, distributed on the garage floors (G1 to G7).

Price Ranges Practiced in the Secondary Market

Based on the monitoring of active offers and transactions brokered by MMI in Barra Sul, the resale values of standard units are distributed according to the following technical ranges:

Flooring Segment Observed Price Range View and Brightness Profile Average Delivery Status
Low Floors (10th to 30th) R$ 11.5 million to R$ 13.0 million Close-up view of Tedesco Marina, Camboriú River and greenery Original or semi-finished subfloor
Middle Floors (31st to 55th) R$ 13.0 million to R$ 14.8 million Wide view of the open sea, the edge of Barra Sul and the river Furnished / Decorated or on the subfloor
High Floors (56th to 78th) R$ 14.8 million to R$ 17.0 million High altitude aerial perspective, oceanic horizon Generally with interior design projects
Penthouses and Penthouses (Top) Under reserved consultation (R$ 50 million+) Exclusive triplexes and duplexes up to ~1,000 m² Highly personalized projects and private pools

Source: Commercial sample and secondary market survey carried out by MMI Manica Marin Imóveis in Barra Sul (updated in October 2026). Prices may fluctuate depending on the carpentry project, loose furniture included and negotiation of additional vacancies.

2. How to Choose the Right Unit: Floor, View, Spaces and Finish

[MMI SELECTION CRITERIA]

Although the standard plans share the same 257 m² area, the living experience and future liquidity of each unit are influenced by subtle variables that require careful comparative analysis:

1. Tower Orientation and Visual Axis (Tower 1 vs Tower 2)

The complex is divided between Tower 1 (North) and Tower 2 (South). Each floor has two apartments per elevation: one unit with a predominant frontal view of the mouth of the Camboriú River, Tedesco Marina and Praia Central, and another unit with greater amplitude towards the Atlantic Ocean and the vegetation foothills of the Atlantic Forest. Evaluating the solar incidence in the afternoon and the nautical contemplation angle is crucial to align the family routine with the property.

2. Property on the Sub-Floor vs. Ready and Furnished Unit ("Closed Door")

On the Yachthouse secondary market, there are two distinct categories of units:

  • Units on the Sub-Floor (Construction Standard): Aimed at buyers who prefer to hire their own architect to carry out a 100% customized project for lighting, plaster ceilings, automation and coverings. Practical consideration: a complete high-standard renovation of 257 m² normally requires between 6 and 12 months of execution and an additional investment estimated between R$1.5 million and R$3.5 million.
  • Ready Units / Closed Door: Apartments already renovated, air-conditioned and furnished by renowned interior offices. They offer immediate use of the keys without the wear and tear of works. When evaluating these units, the condition of the appliances, built-in furniture and warranties of the installed air conditioning equipment must be audited.

3. Arrangement of Parking Spaces in the Basement

The Yachthouse has large garages, but the physical location of the spaces makes a difference in daily practicality. It must be checked whether the spaces are free (individual) or in a "drawer" format (stuck), on which garage floor they are located (G1 to G7) and their proximity to the private elevator halls of the respective tower.

3. Due Diligence of the Property and the Seller (Documentary Audit)

[NOTARY LEGAL SECURITY]

The most critical stage of an ultra-luxury property acquisition is the preventive legal audit (due diligence). In transactions above R$10 million, no binding proposal with financial disbursement must be formalized without prior verification of the following certificates:

Property Audit

Mandatory Documentation of the Real Estate Unit

  • Certificate of Entire Content of Registration with Real Charges and Repersecutory Actions: Issued by the 1st Property Registry Office of Balneário Camboriú with a maximum term of 30 days. It proves the exclusive ownership of the seller, the regular registration of the civil occupancy permit and the absence of active pledges, mortgages or fiduciary alienations.
  • Clearance Certificate of Condominium Debts (CND Condominium): Formal declaration issued by the administrator of the Yachthouse Condominium, attesting the payment of all ordinary and extraordinary fees and reserve funds, with a notarized signature of the acting property manager and a copy of the election minutes.
  • Municipal Real Estate Tax Clearance Certificate: Issued by the Treasury Department of Balneário Camboriú, certifying the absence of IPTU and Garbage Collection Fee debts.
Seller Audit

Documentation of the Selling Parties (PF or PJ)

  • Joint Clearance Certificate from the Federal Revenue and PGFN: Proofs tax regularity before the Union and absence of entries in Active Debt.
  • Certificates from Civil Distributors and Tax Executions: From the State Court and the Federal Court, covering both the district of Balneário Camboriú and the district where the seller is domiciled, covering a period of 10 to 20 years to eliminate the risk of fraud against creditors or execution (Art. 792 of the CPC).
  • Clearance Certificate of Labor Debts (CNDT and TRT12): Issued by the Superior Labor Court to confirm the absence of labor executions with the potential for seizure.
  • Negative Certificates of Title Protest: Collected at the protest offices in the seller's residence and headquarters.

⚖️ Legal Shielding in Legal Entities:

If the unit is registered in the name of a legal entity (asset holding or operating company), the audit must cover the consolidated Articles of Association, the simplified certificate from the Commercial Board, the negative bankruptcy certificate and the analysis of the personal certificates of the controlling managing partners.

4. Technical inspection of the finished unit and high-rise systems

[ENGINEERING AND FACILITIES]

Unlike a standard property, a residence located at an altitude of more than 100 or 200 meters is subject to different regimes of wind pressure, vibration and thermal expansion. It is recommended that the buyer hire a civil engineering expert to monitor the inspection and issue a finding report:

Fundamental Technical Points for Inspection:

  • Watertightness and Sealing of Frames: Thorough testing of sealing rubbers, latches and closures of windows and glass skins. In high-rise buildings, any failure of the perimeter seal can generate hissing wind noise during gales or water infiltration under high atmospheric pressure.
  • VRF Automation and Air Conditioning: Inspection of the control panels, individual activation test of the air conditioning evaporators in all 4 suites and living room, in addition to checking the status of the compressors installed in the technical condensation areas.
  • Hydraulic Pressure and Sanitary Return: Checking hydraulic pressure reducers and simultaneous flow tests in showers and single levers.
  • History of Previous Renovations (ART/RRT): Requirement of copies of the Technical Responsibility Notes (ART/CREA) or Technical Responsibility Records (RRT/CAU) of any civil works, cladding changes or masonry changes previously carried out in the unit, ensuring that there was no undue intervention in the slab or structural outriggers.

5. Formal Proposal and Negotiation in the Secondary Market

[COMMERCIAL GOVERNANCE]

In the ultra-luxury segment, negotiations must be conducted through a formal written instrument brokered by a real estate agency duly registered with CRECI, avoiding informal negotiations that create legal uncertainty.

Essential Structure of an Acquisition Proposal:

  1. Closed Price and Settlement Conditions: Clear definition of the total value of the transaction and the financial schedule (down payment value, intermediate installments and final balance).
  2. Payment Payment and Principle (Arras): Normally stipulated between 10% and 20% of the global value, credited to an account contractually indicated by the parties or another legally structured custody mechanism, when used, after signing the commitment.
  3. Negotiated Condition Precedent: Clause that links the release of payment to the satisfactory completion of due diligence and the treatment of any notes capable of compromising the security of the acquisition.
  4. Photographic Inventory Attachment: In "closed door" purchases, a detailed list of all items included (custom-made furniture, household appliances, lighting fixtures and air conditioning) is drawn up, jointly signed by the parties.

6. Legal Instrument and Financial Engineering (Cash vs Financed)

[CONTRACT STRUCTURE]

The legal formalization of the Yachthouse purchase depends directly on the capital structure chosen by the acquirer:

1. Private Purchase and Sale Commitment (CCV)

When the transaction involves deadlines for raising funds, checking certificates or disbursement in installments, a Purchase and Sale Commitment Agreement (CCV) is preliminarily signed. The CCV must expressly regulate possible irrevocability, right of repentance, arras, penalties and precedent conditions, according to the legal structure adopted. When signed by the parties and two witnesses, in accordance with Article 784, III of the Code of Civil Procedure, the instrument meets the legal requirements of an extrajudicial executive title.

2. Financial Payment Methods

  • Full Payment in Cash: This is the most agile and flexible method of negotiation. The funds remain under the ownership of the buyer and are settled by electronic bank transfer when the public deed of purchase and sale is drawn up.
  • Direct Installment with the Seller: Common when the owner accepts a payment flow within negotiated terms (e.g. 12 to 36 months). Legal security is usually structured with a real guarantee, such as the fiduciary sale endorsed on the property registration until final settlement.
  • Bank Financing: Conducted by financial institutions that operate real estate credit/SFI or private banking structures, subject to individual analysis and current credit policies. The financing contract formalized as a public deed is sent directly to the real estate registry.

7. ITBI, Public Deed and Registration at the Property Registry Office

[REAL ESTATE REGISTRATION LAW]

For ownership of the apartment to be legitimately transferred to the buyer, the notarial and registration procedure must strictly comply with the dictates of the Public Records Law (Federal Law No. 6,015/1973) and the Brazilian Civil Code.

Phase 1: Prior Collection of Municipal ITBI

Before signing the deed, the Real Estate Transfer Tax (ITBI) form must be requested from the City Hall of Balneário Camboriú. The general rate is 3%, applied on the calculation basis determined in accordance with current municipal legislation, which considers the market value of the property and the elements declared in the transaction. Proof of discharge is an essential requirement for drawing up the notarial act.

Phase 2: Drawing up the Public Deed of Purchase and Sale

The public deed is drawn up in a Notary's Office (of the free choice of the parties in any municipality in the Santa Catarina territory). The notary checks the legal capacity of the contracting parties, files the customary negative certificates, attaches proof of ITBI payment and writes the solemn notarial act that expresses the declaration of the will to sell and purchase.

⚠️ The Fundamental Principle of Real Estate Registration:

The public deed drawn up at a notary's office does not transfer ownership of the property. As expressly established in Article 1,245 of the Civil Code: "The property is transferred inter vivos by registering the transferable title in the Property Registry". Whoever only has the deed in hand only has an obligatory right. Domain and full ownership only arise when the deed is registered and registered in the unit's registration in the 1st Property Registry Office of Balneário Camboriú.

Phase 3: Protocol and Prenotation in the 1st Property Registration Office (1st RI of BC)

Once the public deed is presented to the 1st IR of Balneário Camboriú, the official proceeds with the prenotation (ensuring priority of order in the protocol) and the registration qualification. Once the legal formalities have been completed, the registration is endorsed under a definitive number on the individual registration of the apartment and its respective parking spaces. From that moment on, the updated full content certificate shows the name of the buyer as the legitimate owner before third parties (*erga omnes*).

8. Delivery of Possession and Condominium Transition

[PRACTICAL TRANSITION]

After paying the agreed amounts and drawing up the deed (or registration protocol), the effective transfer of possession occurs. This stage requires formal transition procedures to ensure peace of mind for the new resident:

  1. Term of Receipt of Possession and Keys: Formal document signed between buyer and seller itemizing the delivery of all physical copies of keys, electronic access cards to elevators and halls, parking tags and automation passwords/biometric locks.
  2. Final Readings of Public Service Concessionaires: Joint completion of the final reading of individual water meters, piped gas meters and Celesc's electric meter. These measurements define what is the seller's responsibility and what becomes the buyer's responsibility.
  3. Registration Update before the Condominium Administration: Presentation of a copy of the deed or updated registration to the superintendent and administrator of the Yachthouse condominium for official registration of the new owner, enabling facial biometrics at the entrances and changing the holder responsible for issuing future condominium bills.
  4. Furniture Inventory Check: In furnished properties, in-person checking of each item listed in the photographic annex of the purchase and sale contract.

9. Real Acquisition Costs (Simulation with R$ 12.5 Million)

[TAX AND NOTARY SIMULATOR SC]

To provide absolute transparency to estate planning, we created a simulation based on a real secondary market transaction of a standard unit on Yachthouse worth R$12,500,000.00. In Santa Catarina, notary and mandatory tax costs are substantially lower than the inflated percentages commonly advertised on the internet:

Expense Item Legal Basis / Institution Rate / Parameter Estimated Range (R$)
Property Value Closing price on the secondary market 100,00% R$ 12,500,000.00
ITBI (Transmission Tax) Treasury Department of Balneário Camboriú 3.00% on the calculation basis determined by law R$ 375,000.00
Public Deed of Purchase and Sale Notary Office (TJSC + FRJ Table) Parametric estimation according to regulations and FRJ R$7,500 to R$14,000
Property Registration on Registration 1st BC Property Registration Office Estimativa paramétrica conforme regimento e FRJ R$ 7.500 a R$ 14.000
Forensic and Notarial Certificates Registration Offices and Distributors Search, issuance and viewing costs R$1,500 to R$3,000
Subtotal of Mandatory Notary and Tax Costs Legal charges essential for transmission ~3.13% to 3.25% of assets R$391,500 to R$406,000
Due Diligence Legal Advice (Optional) Specialized real estate lawyer Agreed attorney fees R$25,000 to R$50,000
Technical Engineering Report (Optional) Independent expert engineer Technical inspection and frame testing R$3,500 to R$6,500
Estimated Global Cost with Optional Advisory Services Operation with complete technical and legal audit ~3.36% to 3.70% R$420,000 to R$462,500

Methodological Note: Informative simulation prepared based on the tax legislation of Balneário Camboriú and the emoluments parameters of the Court of Justice of Santa Catarina (TJSC), subject to progressive bands, number of registrations (apartment and vacancies) and incidence of the FRJ. The brokerage commission is usually borne by the seller under the terms agreed upon in the intermediation, and the responsibility must be expressly stated in the proposal and in the purchase and sale commitment.

10. Tedesco Marina and Condominium Convention Rules

[DOCUMENTATION AND COEXISTENCE]

For those who value the nautical lifestyle and coexistence in the condominium, it is essential to observe the complex's operational and regulatory guidelines:

The Relationship with Tedesco Marina

The Yachthouse is located adjacent to Tedesco Marina, in Barra Sul. However, it should be noted that the nautical operation is independent of the residential condominium: the acquisition of an apartment does not automatically grant nautical space for boats. Any interest in a wet berth, dry berth or mooring services must be consulted and contracted directly with the marina administration, depending on availability, size of the vessel and current rates.

Condominium and Coexistence Guidelines

The conditions of use of the property and common areas are governed by the Condominium Convention and the Internal Regulations in force. Before completing the purchase, it is recommended that the purchaser analyze the current documents provided by the administration, paying particular attention to:

  • Destination of the Property: Rules for residential use and limitations on commercial or corporate activities.
  • Rentals and Accommodation: Policies relating to seasonal contracts, registration procedures and prior identification of occupants at the entrance.
  • Pets: Circulation rules in common areas and use of elevators.
  • Interior Projects and Works: Prior approval procedures for renovations with presentation of ART/RRT, observing acoustic insulation and seals against modifications to the original facades and frames.

11. Frequently Asked Questions (FAQ)

How much does it cost to buy an apartment at Yachthouse these days?

In the secondary market, standard 257 m² private units (4 suites and 3 to 4 parking spaces) typically cost between R$11.5 million and R$17 million in the portfolio monitored by MMI, varying according to floor height, sea/marina visual angle and level of furniture and finishing. Exclusive penthouses and penthouses surpass these levels.

Is the Yachthouse still sold off-plan or is it 100% ready?

The Yachthouse by Pininfarina is 100% ready, completed, with occupancy registered and inhabited, with structural pinnacles installed in 2024. Therefore, all current transactions take place in the secondary market (resale from private owners or investors) through definitive public deed and transfer of individual real estate registration.

Who pays the brokerage commission when purchasing Yachthouse?

In intermediaries conducted by MMI in the secondary market, the commission is usually borne by the seller, according to the transaction agreement. Responsibility for payment must be confirmed in the brokerage instrument and in the proposal.

Is the boat space at the marina included in the apartment registration fee?

No. The Yachthouse condominium is adjacent to Tedesco Marina and has exclusive pedestrian access through the complex, but the wet and dry spaces for boats and yachts are operated autonomously by the marina administration through private rental contracts or acquisition of spaces, independent of residential registration.

What are the documentary and tax costs to register the property?

For a R$ 12.5 million unit in Balneário Camboriú, the mandatory costs are in the estimated range of R$ 390,000 to R$ 405,000 (around 3.12% to 3.24% of the asset value), made up of the municipal ITBI (3% on the calculated base = R$ 375,000) and the estimated notary and registration costs based on the TJSC tables and the Justice Re-Appearance Fund (FRJ).

How long does the secondary market purchasing process take?

For acquisitions with payment in cash or direct installments, the complete process — from acceptance of the proposal, due diligence of the certificates, discharge of the ITBI to the drawing up of the deed and delivery of the keys — usually takes between 20 and 40 business days. In operations with bank financing, the process typically takes 45 to 75 days.

Is it possible to acquire a unit through a Patrimonial Holding or PJ?

Yes. Acquisition through a legal entity or asset holding is possible and relatively common in larger assets, as long as it is recommended by legal, tax and succession analysis specific to the acquirer's profile. Due diligence documentation will include the consolidated articles of incorporation, certificates from the commercial board and civil and tax certificates of the legal entity and its administrators.

12. Methodology and Advice MMI

This practical guide was prepared based on the best practices of Brazilian Real Estate and Notarial Law and the operational experience of MMI Manica Marin Properties in the ultra-luxury market in Santa Catarina. Technical and regulatory references are based on:

  • Current Legal Standards: Public Records Law (Law No. 6,015/1973), Brazilian Civil Code (Law No. 10,406/2002) and Civil Procedure Code (Law No. 13,105/2015).
  • Notarial and Tax Legislation: Extrajudicial Costs and Fees Regulations of the Court of Justice of the State of Santa Catarina (TJSC), ITBI Municipal Law of Balneário Camboriú and rules of the General Inspectorate of Justice of SC.
  • Technical and Condominium Records: Condominium Agreement and Internal Regulations of the Condominium Yachthouse by Pininfarina, Occupancy Registered in the 1st Property Registry Office of Balneário Camboriú and descriptive memorials from Pasqualotto&GT.
  • Secondary Market Data MMI: Transaction history, active offers and documentary due diligence conducted by MMI Manica Marin Imóveis in Barra Sul.

Editorial Governance Disclaimer: The ranges of values and notary costs presented are for informative purposes and are based on the tables in force in October 2026, subject to periodic legal updates and specific negotiations for each contract.

Private Real Estate Consultancy at Yachthouse

Our team advises high-income buyers on the selection, complete document audit and negotiation of the best resale opportunities at Yachthouse by Pininfarina.

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About the Author

Mauricio Manica Marin is a real estate broker working on the north coast of Santa Catarina since 2010 and founder of MMI Manica Marin Imóveis (CRECI-SC 7813J). Specialized in the high-end and ultra-luxury segment in Balneário Camboriú and Praia Brava, he advises high-income clients, institutional investors and family offices on strategic acquisitions, preventive real estate due diligence and structuring portfolios on the coast of Santa Catarina.