:root{--bg:#f5f7f8;--surface:#fff;--surface-2:#eef1f2;--text:#414142;--muted:#697174;--line:#d9dfe1;--accent:#0091bf;--accent-dark:#00789f;--accent-soft:#e3f3f8;--positive:#236746;--warning:#8a632f;--radius:18px;--shadow:0 16px 40px rgba(26,34,31,.08)}*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--text);font-family:Roboto,"Helvetica Neue",Arial,sans-serif;line-height:1.55}.shell{width:min(1160px,calc(100% - 36px));margin:auto}.topbar{background:#fff;border-bottom:1px solid var(--line)}.topbar-inner{display:flex;justify-content:space-between;align-items:center;min-height:76px}.brand img{width:190px;height:auto}.top-link{color:var(--accent-dark);font-weight:700;text-decoration:none}.hero{padding:54px 0 25px;max-width:850px}.eyebrow{margin:0 0 8px;color:var(--accent-dark);font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.09em}h1{font-size:clamp(34px,5vw,55px);line-height:1.04;letter-spacing:-.04em;margin:0 0 12px}.hero>p:not(.eyebrow){font-size:18px;color:var(--muted)}.notice{margin-top:20px;padding:14px 17px;background:var(--accent-soft);border-left:4px solid var(--accent);border-radius:8px;color:#45575d}.tabs{display:flex;gap:8px;overflow:auto;margin:12px 0 16px}.tab{flex:1;min-width:190px;padding:13px;background:#fff;border:1px solid var(--line);border-radius:11px;color:var(--muted);font-weight:800;cursor:pointer}.tab.active{background:#263638;color:#fff;border-color:#263638}.layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(350px,.9fr);gap:18px;align-items:start}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:24px}.form-card h2,.results h2{margin:0 0 18px;font-size:25px;letter-spacing:-.03em}.form-card label{display:block;margin:14px 0;color:var(--text);font-size:13px;font-weight:700}.form-card input,.form-card select{width:100%;min-height:46px;margin-top:6px;padding:10px 12px;border:1px solid #cbd3d6;border-radius:9px;background:#fff;color:var(--text);font:inherit;font-size:16px}.money{display:flex;align-items:center;gap:8px;margin-top:6px;padding-left:12px;border:1px solid #cbd3d6;border-radius:9px;background:#fff}.money span{font-size:14px;color:var(--muted)}.money input{border:0;margin:0;padding-left:0}.grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.actions{display:flex;gap:9px;margin-top:22px}.primary,.secondary{min-height:46px;padding:10px 15px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--text);font-weight:800;cursor:pointer}.primary{flex:1;background:var(--accent);border-color:var(--accent);color:white}.primary:hover{background:var(--accent-dark)}.results{position:sticky;top:16px;background:#263638;color:#fff;min-height:340px}.results .eyebrow{color:#70cee8}.results h2{color:#fff}.empty{padding:36px 8px;color:#d4ddda}.empty h2{font-size:25px}.empty p:last-child{color:#b8c3c1}.metric-grid{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin:18px 0}.metric{padding:13px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.1);border-radius:11px}.metric span,.metric small{display:block;color:#bcc7c3;font-size:11px}.metric strong{display:block;margin-top:4px;font-size:19px;overflow-wrap:anywhere}.comparison{width:100%;border-collapse:collapse;font-size:12px}.comparison th,.comparison td{padding:9px 5px;border-bottom:1px solid rgba(255,255,255,.14);text-align:right}.comparison th:first-child,.comparison td:first-child{text-align:left}.hint{margin:0;color:var(--muted);font-size:12px}.offer-list{margin:12px 0;color:var(--muted);font-size:13px}.offer{padding:10px;background:var(--surface-2);border-radius:9px;margin:6px 0}.faq{display:grid;grid-template-columns:1fr 1fr;gap:28px;padding:48px 0}.faq h2{font-size:30px;line-height:1.1}.faq p{color:var(--muted)}.faq h3{margin-bottom:4px}.disclaimer{padding:16px 18px;margin-bottom:40px;background:#e9eef0;border-radius:12px;color:#535b5e;font-size:13px}footer{padding:24px 0;background:#fff;border-top:1px solid var(--line);color:var(--muted);font-size:13px}[hidden]{display:none!important}.grid-results{display:grid;grid-template-columns:1fr 1fr;gap:12px}.grid-results h3{grid-column:span 1}.grid-results table{grid-column:span 1}.form-card fieldset{margin:20px 0;padding:10px 14px;border:1px solid var(--line);border-radius:12px}.form-card legend{padding:0 6px;font-weight:800;color:var(--accent-dark)}.form-card fieldset .hint{margin-bottom:8px}.honeypot{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;overflow:hidden!important}.details-section{padding:20px 0 50px}.details-section h2{margin:0 0 18px;font-size:clamp(26px,4vw,36px)}.details-section details{border-top:1px solid var(--line)}.details-section details:last-child{border-bottom:1px solid var(--line)}.details-section summary{padding:16px 2px;cursor:pointer;font-weight:800}.details-copy{padding:0 2px 18px;color:var(--muted);max-width:850px}@media(max-width:850px){.layout{grid-template-columns:1fr}.results{position:static}.faq{grid-template-columns:1fr}}@media(max-width:540px){.shell{width:calc(100% - 20px)}.topbar-inner{min-height:62px}.brand img{width:150px}.hero{padding-top:36px}.card{padding:17px}.grid,.grid-results{grid-template-columns:1fr;gap:0}.tabs{margin-right:-10px}.tab{font-size:12px;padding:11px}.actions{flex-direction:column}.primary,.secondary{width:100%}.metric-grid{grid-template-columns:1fr 1fr}.faq{padding:34px 0}}
.help{display:inline-grid;place-items:center;width:21px;height:21px;margin-left:4px;border:1px solid currentColor;border-radius:50%;background:#fff;color:var(--accent-dark);font-size:13px;font-weight:900;cursor:help;vertical-align:middle}.help:focus-visible{outline:3px solid #f2b544;outline-offset:2px}.help-popover{position:fixed;z-index:99;width:min(280px,calc(100vw - 20px));padding:12px 14px;border-radius:10px;background:#172527;color:white;box-shadow:0 6px 24px #0003;font-size:14px;line-height:1.45;pointer-events:none}.system-examples{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:8px 0 16px}.system-examples article{padding:12px;border:1px solid var(--line);border-radius:11px;background:#f8fafb}.system-examples p{margin:5px 0;color:var(--muted);font-size:12px}.system-examples small{display:block;color:#38484c;font-size:12px;font-weight:700}.rate-warning{margin:7px 0 12px;padding:10px 12px;border-radius:9px;background:#fff4d9;color:#59441e;font-size:12px}.rate-warning+.grid{margin-top:0}.chart-card{grid-column:1/-1;margin:8px 0 14px;padding:14px;border:1px solid rgba(255,255,255,.13);border-radius:12px;background:rgba(255,255,255,.04)}.chart-card h3{margin:0 0 4px}.chart-intro{margin:0;color:#c2d0cc;font-size:12px}.chart-scroll{overflow-x:auto}.schedule-chart{display:block;width:100%;min-width:340px;height:auto;margin-top:10px;overflow:visible}.schedule-chart text{fill:#cbd6d3;font-size:10px;font-family:Arial,sans-serif}.chart-gridline{stroke:#60716e;stroke-width:1;stroke-dasharray:3 4}.schedule-chart path{fill:none;stroke-width:2.5;stroke-linejoin:round;stroke-linecap:round}.chart-payment{stroke:#52c7e6}.chart-interest{stroke:#f4bf5a}.chart-balance{stroke:#83d49b}.chart-legend{display:flex;flex-wrap:wrap;gap:12px;margin:4px 0 8px;color:#e2e9e7;font-size:11px}.chart-legend span{display:flex;align-items:center;gap:5px}.chart-legend i{width:12px;height:3px;border-radius:2px}.legend-payment{background:#52c7e6}.legend-interest{background:#f4bf5a}.legend-balance{background:#83d49b}.rate-source a,.faq a{color:#65cee8}.form-card .rate-source a{color:var(--accent-dark)}
@media(max-width:540px){.system-examples{grid-template-columns:1fr}.chart-card{padding:10px}.chart-card h3{font-size:16px}.chart-legend{gap:8px}}
.rate-stale{display:inline-block;margin-top:6px;color:#8a4b08}.chart-table-scroll{overflow-x:auto;margin-top:10px}.timeline-table{width:100%;min-width:570px;border-collapse:collapse;font-size:11px}.timeline-table th,.timeline-table td{padding:8px 6px;border-bottom:1px solid rgba(255,255,255,.12);text-align:right;white-space:nowrap}.timeline-table th:first-child,.timeline-table td:first-child{text-align:left}.timeline-table thead th{color:#cbd6d3;font-weight:700}.chart-table-scroll::-webkit-scrollbar{height:7px}.chart-table-scroll::-webkit-scrollbar-thumb{border-radius:6px;background:#82908d}
.mode-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:12px 0 18px}.mode-card{display:flex;flex-direction:column;align-items:flex-start;gap:8px;min-height:210px;padding:18px;text-align:left;background:#fff;border:2px solid var(--line);border-radius:15px;color:var(--text);cursor:pointer;font:inherit;transition:border-color .15s,box-shadow .15s}.mode-card:hover,.mode-card:focus-visible{border-color:var(--accent);box-shadow:0 6px 20px rgba(0,145,191,.13)}.mode-card.active{border-color:var(--accent);background:#f3fbfd}.mode-card strong{font-size:17px;line-height:1.25}.mode-card span:not(.mode-icon){font-size:13px;color:var(--muted)}.mode-card small{font-size:11px;color:var(--muted)}.mode-card b{margin-top:auto;color:var(--accent-dark);font-size:13px}.mode-icon{font-size:27px}.advanced{margin:12px 0;padding:11px 13px;border:1px solid var(--line);border-radius:11px;background:#fbfcfc}.advanced summary{cursor:pointer;color:var(--accent-dark);font-size:13px;font-weight:800}.advanced[open] summary{margin-bottom:8px}.advanced .hint{margin:6px 0}.rate-warning{padding:10px 12px;border-radius:9px;background:var(--accent-soft);color:#45575d;font-size:12px}.power-range{display:flex;flex-direction:column;gap:9px;margin:16px 0;padding:20px;border-radius:13px;background:rgba(255,255,255,.08)}.power-range span{color:#c5d1ce;font-size:13px}.power-range strong{font-size:clamp(23px,4vw,34px);line-height:1.15}.power-range .primary{align-self:flex-start;text-decoration:none;text-align:center}.results .chart-card{margin-top:16px}@media(max-width:850px){.mode-cards{grid-template-columns:1fr}.mode-card{min-height:0}.mode-card b{margin-top:2px}}@media(max-width:540px){.mode-card{padding:14px}.mode-card strong{font-size:16px}}
.chart-month-control{display:grid;grid-template-columns:1fr auto;gap:4px 12px;align-items:center;margin:12px 0;color:#e4eeeb;font-size:12px}.chart-month-control input{grid-column:1/-1;width:100%;accent-color:#52c7e6}.chart-month-detail{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;padding:12px;background:rgba(255,255,255,.06);border-radius:10px;font-size:12px}.chart-month-detail strong{grid-column:1/-1;font-size:16px}.chart-month-detail small{grid-column:1/-1;color:#b8c5c1}
.offer-verdict{margin:14px 0;padding:14px;border:1px solid rgba(131,212,155,.45);border-radius:11px;background:rgba(131,212,155,.1)}.offer-verdict strong{color:#a6e8b8}.offer-verdict p{margin:6px 0 0;color:#d0dcda;font-size:12px}
.system-guidance{margin:10px 0 4px;padding:9px 11px;border-radius:9px;background:#f3f7f8}.plain-summary{display:grid;gap:5px;margin:14px 0;padding:14px;border-radius:11px;background:rgba(255,255,255,.07);font-size:12px}.plain-summary strong{margin-bottom:3px;color:#a5e2f1;font-size:14px}